Commercial Banking Credit Analyst

We are looking for a Commercial Banking Credit Analyst to support commercial lending decisions through detailed financial review and sound risk assessment in the Twin Cities. In this role, you will evaluate borrower strength, organize credit documentation, and develop clear loan summaries for internal review. This opportunity is ideal for a finance specialist with strong attention to detail who can work independently, apply sound judgment, and uphold regulatory and internal lending standards in a fast-moving banking environment.Responsibilities:• Review financial information for new and existing commercial borrowers to assess repayment capacity, overall credit quality, and potential risk exposure.• Compile and organize required borrower documentation, ensuring credit files remain complete, accurate, and ready for internal or regulatory review.• Build comparative financial analyses and spread key data from business records and tax returns to identify trends, strengths, and areas of concern.• Prepare well-structured credit presentations and recommendations for consideration by the Loan Committee.• Evaluate collateral positions and repayment sources to support sound underwriting decisions and appropriate credit structure.• Monitor loan documentation and underwriting details to confirm alignment with bank policy and applicable banking regulations.• Exercise independent judgment while managing multiple requests, deadlines, and changing priorities within the commercial underwriting workflow.• Partner with lending and internal teams to clarify financial details, resolve questions, and support timely credit decisions.